I found myself in need of a credit repair company. My husband’s credit had been completely destroyed. We didn’t even know what most of the delinquent accounts were or whose they were.
At first I took matters into my own hands, attempting to repair his credit by myself. I filed disputes. I followed the simple rules of credit repair. However, I was having no luck. My husband’s score sat, unmoving, in the low 400 range.
I began searching credit repair companies. However, I was suspicious with good reason. Many credit repair companies today charge you a lot of money upfront and you end up with little results. It’s not unheard of for a person to spend more on credit repair companies than they would paying off the debts on their credit.
After a lot of looking I stumbled upon a new company. One that no amount of looking seemed to reveal much about. There were no scam reports, no positive reviews, just many people posting in forums asking the same question I was, “Does BCR consulting work?”
BCR consulting is a credit repair company that offers repair before payment. It works like this, you send them a copy of your credit report, and then they write you back with the verdict as to whether they can or cannot help you. If they can help they will dispute the charges and bill you only when the items are removed. Their rate is 33 dollars per removal on each credit report. Meaning if they remove one negative account from all three reports, you would owe 99 dollars.
I contacted them and received a, “We can help” as well as a contract which I read very, very carefully, due to still being suspicious of any credit repair company. After I set my magnifying glass down, I found there literally was no way these people could rip me off. The contract made it very clear that ONLY when the items were removed did I owe anything, and that the bill would be only for 33 dollars per item.
I thought, there is no risk, let’s give it a go. It did take BCR consulting some time to get started. They are a small company of a mere four credit repair experts. It was around a month before they even began. However, once they began, I saw results within a month. Negative accounts began dropping like flies and my husband’s score began to soar.
In one month they increased his score over 200 points and saved us over six grand in debts that were not even ours. The bill from BCR consulting was a measly $150.
I chose to write this review of BCR consulting as there were none. I wanted everyone looking for a real, no risk credit repair company to know that BCR consulting is legitimate and works, but is not a quick fix.
The agent which was assigned to my case was the only credit repair agent I spoke with. He was polite and helpful. He answered all of my questions whether they were related to my case or just credit in general. His response was always prompt and complete.
Overall I was extremely satisfied with the company and would recommend them to anyone with bad credit.
No, I am not being paid to write this by BCR consulting. No, I do not hold any investment in the company. I’m just one house wife who needed credit repair and found an inexpensive way to do so when my own efforts failed.