Money is tight and it does not look like its going to get any better anytime soon. Therefore, we had better start cinching those belts and looking for ways to stretch our money. Here you will find ten ways to save your hard-earned cash:
Make use of your computer when shopping. Many people are using Google’s Froogle . This search engine lets you sort your shopping results by price and makes product searching much easier.
Instead of driving all over town to get your errands done, make a driving route plan and stick to it. Know the routes you need to take and make sure that you do not have to zig-zag all over town to getting them done.
Take those over used credit cards and put them in a plastic container, fill it with water and then freeze it. When you see something you want, you will know that by the time the money is defrosted you probably will not want it any longer.
Procrastination can be very helpful in saving you money. Whenever you are tempted to buy an impulse item the next time you shop, stop yourself from doing it. Instead, delay buying it until the next time you go shopping. You will find you probably will not buy it that next time your out.
Consignment stores have been a very hot shopping spot lately. Most towns and cities have them and you will find great deals. You will find everything from slightly used or sometimes new clothing, to books, to working appliances, all at a fraction of the cost of buying them new.
Look for those cash back credit cards. If you do not carry a balance, that is pay it off every month, most will reward you cash back. Some very popular ones are from gasoline companies who will give you for example 5% cash back on your gasoline purchases.
Did you know that a full freezer is much more energy efficient than one half-full? Invest in a vacuum packing ‘food saver’ system and you could take advantage of those great ‘buy one get one free’ deals many store offer. The vacuum packaging system eliminates waste and freezer burns on the food you store.
Find the thermostat on your water heater and turn it down to 100 degrees. You will find this setting more than adequate for most households. Most are set at a default of 125 degrees, excessively hot for most. You could see a savings of up to $30 a month on your utility bill.
Keep every receipt for everything you buy in a day. At the end of the day, you will realize what you have spent and will be more cost conscience the next time you go out shopping.
Did you know that by taking an inexpensive refresher course in driving safety you could earn a 5% discount on your insurance? Check with you carrier, but most offer this as a benefit to their customers.